5 Mistakes to Avoid When Buying Bike Insurance (And How to Get It Right)

Feature banner showing a rider with a bike and checklist of insurance mistakes to avoid.

Introduction Buying bike insurance in India has become easier than ever, thanks to digital platforms, instant policies, and paperless claim settlements. Yet, many riders still make costly mistakes that either increase their premium or leave them underinsured when accidents happen. In this article, we’ll explore the 5 Mistakes to Avoid When Buying Bike Insurance. More … Read more

No Medical Test Term Insurance in India: Safe or Risky in 2025?

“No Medical Test Term Insurance in India: Safe or Risky in 2025?”

🧠 Introduction: Why This Topic Matters in 2025 In today’s fast‑moving world, life insurance is changing. Many companies now offer term plans without medical tests, letting you get coverage within minutes and entirely online. But when skipping the medical exam becomes a trend, is it truly safe? 💡 What Does “No Medical Test Term Insurance” … Read more

IRDAI Rules You Must Know in 2025 – Complete Guide for Insurance Buyers

IRDAI Rules

IRDAI Rules form the foundation of India’s insurance system. The Insurance Regulatory and Development Authority of India (IRDAI) is the official body that regulates and monitors insurance companies to ensure they operate fairly, maintain transparency, and protect policyholders’ rights. In 2025, the IRDAI has introduced new guidelines to make insurance more customer-centric, simplify documentation, and … Read more

GST Cut on Life and Health Insurance 2025: How Policyholders Can Save ₹9,000 Annually

GST Cut on Life and Health Insurance 2025 – Save Up to ₹9,000 on Premiums | India Insurance News

GST Cut on Life and Health Insurance in India is set to be a game-changer for policyholders. This much-awaited move will save families up to ₹9,000 annually on premiums, making essential coverage more affordable. If implemented, the proposed tax reduction will lower financial strain on households. It will also guarantee people keep life and health … Read more

🏥 What Is Sum Assured in Health Insurance? Explained Simply

What is sum assured in health insurance – explained with simple guide by BimaTalk

What is sum assured in health insurance? It’s a term you’ll see on every policy document, but many buyers aren’t sure what it really means. In this guide, we break it down in simple terms so you can choose the right coverage confidently. Let’s break it down in simple words. 💡 Tip: How Much Sum … Read more

🛑 5 Shocking Reasons Why Term Insurance Claims Get Rejected (And How to Avoid Them in 2025)

term insurance claim rejection

Term insurance claim rejection is a problem that many policyholders don’t think about—until it’s too late. You buy a term plan to secure your family’s future. However, if a claim is rejected, it can leave your loved ones helpless during a crisis. In this article, we will explore the main reasons why term insurance claims … Read more

How to File a Car Insurance Claim in India (2025 Step-by-Step Guide)

How to file a car insurance claim in India – step-by-step process

🚗 Why You Need to Know This Learning how to file a car insurance claim in India in 2025 can save you money, time, and frustration. Whether it’s your first minor accident or a major collision, understanding the process is essential. It ensures a smooth claim experience. It also leads to quicker settlements. Filing a … Read more

Best Budget Health Plans for Indian Students (2025 Guide)

Best Budget Health Plans for Indian Students in India (2025 Guide)

For Indian students, stepping into higher education is not only about chasing academic dreams. It’s also about adapting to a new lifestyle. Along with freedom and opportunities, it brings financial responsibilities—especially regarding health. Rising medical costs in India have made it nearly impossible for students and their families to manage emergencies without insurance. From sudden … Read more

How to Buy Life Insurance Online Without an Agent (Step-by-Step Guide)

How to Buy Life Insurance Online

Want to buy life insurance online without an agent? Here’s exactly how to do it step by step. When Raj, a 30-year-old manager in Pune, lost a friend in an accident, he realized his family had no financial backup. That night, he bought a ₹1 crore term plan — online, in just 20 minutes. No … Read more

Best Term Insurance Plans for Salaried Employees (2025 Edition)

Indian salaried employee researching best term insurance plans 2025

Best Term Insurance for Salaried Employees is more than just a policy — it’s peace of mind. If you’re managing a fixed salary, monthly EMIs, and family responsibilities, protecting your income is essential. A sudden mishap could put your loved ones in financial distress. That’s where term insurance comes in — offering high life cover … Read more